With access to an iCloud user's username and password, Find My iPhone on iCloud.com can be used to "lock" a Mac with a passcode even with two-factor authentication turned on, and that's what's going on here.

Apple allows users to access Find My iPhone without requiring two-factor authentication in case a person's only trusted device has gone missing.

Affected users who have had their iCloud accounts hacked are receiving messages demanding money for the passcode to unlock a locked Mac device.
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